SNAP Benefits Guide

SNAP BENEFITS · GUIDE

How SNAP Eligibility Works

Federal rules for FY2027 (Oct 1, 2026 – Sep 30, 2027)

How SNAP Works

SNAP helps households with low income buy groceries. Benefits are added to an EBT card each month. Your state agency decides who qualifies and how much they get, using federal rules plus some state options.
Income Requirements

Most households must have gross income at or below 130% of the poverty level and net income (after deductions) at or below 100%. Many states raise the gross limit through broad-based categorical eligibility. Households with a member 60+ or disabled only need to meet the net income test.
Household Rules

A household is people who live together and buy and prepare food together. Adults 18–64 without a child under 14 may be limited to 3 months of SNAP in 3 years unless they work or train 80 hours a month or are exempt. College students 18–49 enrolled at least half-time usually need an exemption.
Resource Limits

The federal resource limit is $3,000, or $4,750 if a member is 60+ or disabled. Your home and most retirement plans don't count. Many states remove or raise this limit.

Monthly Income Limits

Hawaii · your state may use a higher gross limit

Household Gross (130%) Net (100%)

1 $1,989 $1,530

2 $2,697 $2,075

3 $3,404 $2,619

4 $4,112 $3,163

5 $4,819 $3,707

6 $5,527 $4,251

7 $6,234 $4,795

8 $6,941 $5,340

Each additional person: +$708 gross / +$545 net

Maximum Monthly Benefits

Hawaii

1 person: $496
2 people: $910
3 people: $1,307
4 people: $1,655
5 people: $1,969
6 people: $2,367
7 people: $2,615
8 people: $2,979

Official USDA Sources

SNAP Benefits Guide is an independent informational app and is not affiliated with the U.S. government or any state agency. Federal data checked Oct 31, 2026.

SNAP Eligibility Guide

How SNAP Eligibility Works

How SNAP Works

Income Requirements

Household Rules

Resource Limits

Monthly Income Limits

Maximum Monthly Benefits

Official USDA Sources

SNAP Cost-of-Living Adjustment (COLA) Information

SNAP FY2027 Income Eligibility Standards (PDF)

SNAP FY2027 Maximum Allotments and Deductions (PDF)

SNAP - Fiscal Year 2027 Cost-of-Living Adjustments (memo)

SNAP Eligibility (Am I eligible)

2026 HHS Poverty Guidelines